About Us

A private loan works just like a bank loan. Similar to any regular loan from a bank, a private loan is a loan from a private institution or individual. It is a loan from a private lender as opposed to one of Canada's chartered financial institutions.

A private lender doesn't work like a bank. They don't have compliance departments and red tape. They are able to assess a loan very quickly, therefore private lenders have a faster closing schedule and funding time. A private lender can close a deal within a couple of days while a bank must process your files through different departments before approving you (you know how that goes!).

You should consider private loans when traditional methods for obtaining financing have failed. Emergency Cash Inc. has access to private lenders in Ontario. By consulting with us you will learn the benefits from affordable installment (term) loans, repayable in a term (i.e. weekly, bi-weekly, monthly, semi-monthly) that works for you!

Home loans are easily attainable if you have a good credit score and a down payment, but if you are missing one of the two it is not the end of the world. Emergency Cash Inc. will assist and be successful in finding loans for individuals in situations like these.

Whether it's for a Equipment, first mortgage, second mortgage or a home equity loan, Emergency Cash Inc. can help you get a private loan.

Sick of getting harassed by collection agencies? We understand. That's why Emergency Cash Inc. has recently setup its new debt settlement program. We know how to deal with collections agencies and we can help you settle your debt so you can move forward with the things that matter most to you. When is debt settlement a good idea?

We provide debt settlement services for the following situations:

• You are interested in refinancing your property but need to settle your debts to get approved.
• You've been approved for refinancing but would also like to see your unsecured debt reduced.

You qualify for debt settlement if you have sufficient equity in your house to complete your refinancing request and if you are currently in collections.

If you are unable to get the loan that you want because of pre-existing unsecured debt, you have come to the right place.

Emergency Cash Inc. specializes in settling debt for customers with equipment, home equity and refinancing intents.